99900 Overseas Highway, Key Largo, FL 33037
Toll Free: 1-800-277-3728, Office: 305-451-4078, Email

EasyDNNGallery

Minimize

Fixed Rate Mortgages

You plan to be in your home for a number of years and want the same monthly payment.

Features

  • Good for purchase or refinance, with tems of 15 and 30 years.
  • The interest rate and monthly payment stay the same for the life of the loan.
  • No penalty for prepaying your loan.
  • Use your loan to buy a primary residence, invest in a second home or buy an income property.

Why choose a fixed rate mortgage?

  • You want a stable monthly payment.
  • You believe interest rates could rise in the next few years.
  • You plan to stay in your home for many years.

Adjustable Rate Mortgages

You're looking for lower initial monthly payments, while qualifying for the most home you can buy.

Features

  • Good for purchase or refinance, with terms of 15 and 30 years.
  • Initial fixed interest rate for 1 year, 3 years, 5 years and 7 years.
  • Protection against unlimited interest rate increases.
  • Many of our ARMs are assumable.
  • Use your loan to buy a primary residence, invest in a second home or buy an income property.

Why choose an ARM?

  • You want lower initial monthly payments than a fixed-rate mortgage usually offers.
  • Lower initial monthly payments means you can buy more home.
  • You plan to own your own home for the initial fixed rate period.